:root{--ink:#0e1530;--navy:#121a36;--navy2:#0a1024;--paper:#fff;--mist:#f2f4fa;--line:#dfe4ef;--text:#2c3552;--mute:#5d6785;--soft:#8693b8;--accent:#4a68c4;--accent-l:#9db1ee;--accent-bg:#eef2fb}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;font-size:16px;line-height:1.68;color:var(--text);background:var(--paper);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{width:100%;max-width:1140px;margin:0 auto;padding:0 28px}
h1,h2,h3,h4{color:var(--ink);margin:0;font-weight:400;letter-spacing:-.02em;line-height:1.06}
h1{font-size:clamp(2.5rem,6.2vw,4.7rem);font-weight:300}
h1 strong{font-weight:700}
h2{font-size:clamp(1.95rem,4.1vw,3.1rem)}
h2 .dim,h1 .dim{color:var(--soft);font-weight:600}
h3{font-size:1.32rem;line-height:1.2;letter-spacing:-.01em}
p{margin:0 0 1.05em}
.lead{font-size:1.06rem;color:var(--mute)}
.kicker{display:flex;align-items:center;gap:12px;font-size:.68rem;font-weight:600;letter-spacing:.17em;text-transform:uppercase;color:var(--accent);margin:0 0 22px}
.kicker::before{content:"";width:28px;height:1px;background:currentColor;flex:none}
section{padding:112px 0}
section.mist{background:var(--mist)}
section.tight{padding:76px 0}

/* nav */
.nav{position:fixed;inset:0 0 auto 0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:66px;max-width:1320px}
.brand{display:flex;flex-direction:column;line-height:1.15;color:var(--ink);font-weight:700;font-size:.95rem;letter-spacing:-.01em}
.brand:hover{text-decoration:none}
.brand b{color:var(--accent);font-weight:600}
.brand small{font-weight:400;font-size:.62rem;letter-spacing:.04em;color:var(--soft);margin-top:3px}
.links{display:flex;gap:30px}
.links a{font-size:.8rem;color:var(--mute)}
.links a:hover{color:var(--ink);text-decoration:none}
.btn{display:inline-flex;align-items:center;gap:10px;font:600 .8rem/1 Inter,sans-serif;padding:14px 22px;border:1px solid transparent;border-radius:2px;cursor:pointer;transition:.2s}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-accent{background:var(--accent);color:#fff}
.btn-white{background:#fff;color:var(--ink)}
.btn-ghost{border-color:rgba(255,255,255,.28);color:#fff}
.btn-dark{background:var(--ink);color:#fff}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
.burger span{display:block;width:22px;height:2px;background:var(--ink);margin:5px 0}

/* hero */
.hero{position:relative;min-height:100vh;display:flex;align-items:flex-end;padding:150px 0 96px;color:#cfd6ec;background-color:var(--navy2);background-image:linear-gradient(180deg,rgba(10,16,36,0) 55%,rgba(10,16,36,.85) 100%),linear-gradient(90deg,rgba(10,16,36,.88) 0%,rgba(10,16,36,.62) 42%,rgba(10,16,36,.12) 100%),var(--hero-img,none),radial-gradient(1100px 620px at 78% 30%,rgba(74,104,196,.38),transparent 62%),radial-gradient(700px 500px at 12% 85%,rgba(74,104,196,.20),transparent 60%);background-size:cover;background-position:center}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:72px 72px;-webkit-mask-image:radial-gradient(900px 600px at 75% 35%,#000,transparent 75%);mask-image:radial-gradient(900px 600px at 75% 35%,#000,transparent 75%);pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.hero h1{color:#fff;max-width:13em}
.hero p{max-width:35em;font-size:1.04rem;margin:26px 0 34px}
.tag{display:inline-block;font-size:.62rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#dfe5f7;border:1px solid rgba(255,255,255,.26);padding:7px 12px;margin-bottom:26px}
.cta{display:flex;flex-wrap:wrap;gap:12px}

/* stat band */
.band{background:var(--navy);border-top:1px solid rgba(157,177,238,.28)}
.band .wrap{display:grid;grid-template-columns:repeat(var(--n,5),1fr);max-width:1320px;padding:0}
.band div{padding:34px 28px;border-right:1px solid rgba(255,255,255,.08)}
.band div:last-child{border-right:0}
.band strong{display:block;font-size:clamp(1.7rem,3vw,2.5rem);font-weight:300;letter-spacing:-.02em;color:var(--accent-l);line-height:1.1}
.band span{display:block;margin-top:10px;font-size:.6rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#7783a8;line-height:1.5}

/* layout */
.split{display:grid;grid-template-columns:5fr 6fr;gap:64px;align-items:start}
.split.center{align-items:center}
.head{max-width:44em;margin-bottom:54px}
.note{background:var(--accent-bg);border-left:3px solid var(--accent);padding:18px 22px;font-size:.84rem;color:var(--mute);margin:0 0 56px}
.note b{color:var(--ink)}
.grid{display:grid;grid-template-columns:repeat(var(--c,3),1fr);border:1px solid var(--line);background:var(--paper)}
.grid>*{padding:34px 30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);margin:0 -1px -1px 0}
.grid h3{margin:0 0 12px}
.grid p{font-size:.88rem;color:var(--mute);margin:0 0 .8em}
.grid p:last-child{margin-bottom:0}
.eyebrow{display:block;font-size:.6rem;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--accent);margin-bottom:14px}
.num{display:block;font-size:2.3rem;font-weight:300;color:#c9d1e6;letter-spacing:-.02em;line-height:1;margin-bottom:22px}
.fig{display:block;font-size:1.9rem;font-weight:400;color:var(--accent);letter-spacing:-.02em;margin-top:16px;line-height:1.1}
.fig small{display:block;font-size:.58rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--soft);margin-top:8px}
.pill{display:inline-block;font-size:.58rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;border:1px solid var(--line);color:var(--mute);padding:4px 8px;margin:10px 6px 0 0}
.pill.on{background:var(--accent);border-color:var(--accent);color:#fff}
.result{background:var(--mist);border-left:2px solid var(--accent);padding:12px 14px;font-size:.8rem!important;color:var(--text)!important;margin-top:16px!important}
table{width:100%;border-collapse:collapse;border:1px solid var(--line);font-size:.86rem;background:#fff}
th{background:var(--navy);color:#aab4d4;font-size:.6rem;letter-spacing:.14em;text-transform:uppercase;text-align:left;padding:13px 18px;font-weight:600}
td{padding:17px 18px;border-top:1px solid var(--line);border-right:1px solid var(--line);vertical-align:top;color:var(--mute)}
td:first-child{color:var(--ink);font-weight:600}
td:last-child{border-right:0}
.strip{display:grid;grid-template-columns:repeat(var(--c,6),1fr);background:var(--mist);border:1px solid var(--line);margin-top:40px}
.strip div{padding:20px 16px;text-align:center;border-right:1px solid var(--line);font-size:.8rem;font-weight:600;color:var(--ink)}
.strip div:last-child{border-right:0}
.strip small{display:block;font-weight:400;font-size:.66rem;color:var(--soft);margin-top:5px;line-height:1.45}
ul.plain{list-style:none;padding:0;margin:0}
ul.plain li{padding:15px 0;border-top:1px solid var(--line);font-size:.9rem;color:var(--mute)}
ul.plain li b{color:var(--ink);display:block;font-size:.95rem;margin-bottom:2px}

/* dark */
.dark{background:var(--navy);color:#b9c2de}
.dark h2,.dark h3{color:#fff}
.dark .lead{color:#aab4d4}
.dark .grid{border-color:rgba(255,255,255,.1);background:transparent}
.dark .grid>*{border-color:rgba(255,255,255,.1);background:rgba(255,255,255,.03)}
.dark .grid p{color:#9aa5c6}
.dark .kicker,.dark .eyebrow{color:var(--accent-l)}
.dark ul.plain li{border-color:rgba(255,255,255,.1);color:#9aa5c6}
.dark ul.plain li b{color:#fff}
.quote{font-size:clamp(1.3rem,2.4vw,1.8rem);font-weight:300;line-height:1.4;color:#fff;max-width:26em;letter-spacing:-.01em}
.quote+small{display:block;margin-top:20px;font-size:.72rem;color:#7783a8;letter-spacing:.04em}
.closing{text-align:center;padding:150px 0;background-color:var(--navy2);background-image:linear-gradient(rgba(10,16,36,.6),rgba(10,16,36,.78)),var(--closing-img,none),radial-gradient(900px 500px at 50% 20%,rgba(74,104,196,.4),transparent 65%);background-size:cover;background-position:center;color:#c2cae4}
.closing h2{color:#fff;font-weight:300;font-size:clamp(2.2rem,5vw,3.9rem)}
.closing h2 strong{font-weight:700}
.closing p{max-width:33em;margin:26px auto 34px}
.closing .cta{justify-content:center}

/* form */
form.contact{display:grid;gap:14px}
form.contact label{font-size:.62rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--mute);display:grid;gap:7px}
form.contact input,form.contact textarea{font:inherit;font-size:.92rem;padding:13px 14px;border:1px solid var(--line);border-radius:2px;background:#fff;color:var(--ink);width:100%}
form.contact input:focus,form.contact textarea:focus{outline:2px solid var(--accent);outline-offset:1px}
form.contact .hp{position:absolute;left:-9999px}

/* footer */
footer{background:var(--navy2);color:#7f8aae;padding:70px 0 44px;font-size:.8rem}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:48px}
footer h4{font-size:.6rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#56618a;margin-bottom:16px}
footer a{display:block;color:#aab4d4;margin-bottom:9px}
footer .brand{color:#fff;margin-bottom:12px}
footer .fine{border-top:1px solid rgba(255,255,255,.08);padding-top:26px;font-size:.66rem;line-height:1.7;color:#56618a}
footer .fine p{margin-bottom:.7em}

.rv{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.rv.in,.no-js .rv{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
@media (max-width:980px){
 .links{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;flex-direction:column;gap:0;border-bottom:1px solid var(--line)}
 .links.open{display:flex}
 .links a{padding:15px 28px;border-top:1px solid var(--line);font-size:.92rem}
 .burger{display:block}
 .nav .btn{display:none}
 .split{grid-template-columns:1fr;gap:30px}
 .grid{grid-template-columns:repeat(2,1fr)}
 .band .wrap{grid-template-columns:repeat(2,1fr)}
 .band div{border-bottom:1px solid rgba(255,255,255,.08)}
 .strip{grid-template-columns:repeat(2,1fr)}
 .strip div{border-bottom:1px solid var(--line)}
 footer .cols{grid-template-columns:1fr 1fr}
 section{padding:80px 0}
 table{display:block;overflow-x:auto}
}
@media (max-width:600px){
 .grid{grid-template-columns:1fr}
 .hero{padding-bottom:64px}
 footer .cols{grid-template-columns:1fr}
}